Funding for purchase + rehab
Fix & Flip
- Rates from 9.65%
- Up to 90% purchase + 100% rehab
- Origination from 1.5%
Payment-free option available — no monthly payments during the term, one payment at exit.
Real estate lending built for your deal.
Fix & flip, DSCR, bridge, and ground-up construction financing from $250K to $5M. Same-day term sheets. No W2s or tax returns required.
4hrs
Term sheet turnaround
10days
Typical time to funding
$5M
Maximum loan per asset
Indicative Term Sheet
Sample Fix & Flip
- Loan Amount
- $487,500
- Purchase LTV
- Up to 90%
- Rehab Funding
- 100% via draws
- Rate (from)
- 9.65%
- Origination
- from 1.5%
- Term
- 12 months
Your actual terms available same-day.
“Private capital should move as fast as the opportunity.”
Loan Products
Built for the way real investors actually operate.
One standard — same speed, same certainty, from your first deal to your fiftieth.
30-year rental loans
DSCR Rental
- Interest rate 6.25%–7.99%
- Up to 80% LTV
- Origination from 1%
- Purchase and cash-out refinance
Short-term bridge capital
Bridge
- Rates from 10%
- Up to 80% LTV
- Origination from 2.0%
- Interest-only structure
For new builds with plans in place
Ground Up Construction
- Interest rate 10.99%–12.25%
- Up to 75% purchase, 100% construction
- Up to 90% LTC
Ready?
Submit your dealSame-day response · No commitment required
Terms indicative and subject to underwriting. All products funded nationwide.
The process
From inquiry to wire, without the wait.
- i.
Submit the scenario
Share the deal — property, strategy, and numbers. No tax returns. No W2s.
- ii.
Receive your term sheet
Indicative terms delivered the same business day. Not "pending committee."
- iii.
Diligence & appraisal
Title, insurance, and appraisal run in parallel. You stay focused on the deal — we handle the file.
- iv.
Close & fund
Wire hits escrow. Rehab draws move fast so your crew never waits on capital.
Our approach
The deal comes first.
What banks want
- Two years of tax returns
- A clean W-2
- A debt-to-income ratio
- A long closing timeline
- Committee approval
What we want
- ·The property
- ·The comps
- ·The plan
- ·The exit strategy
- ·The numbers
Recently funded
Capital, deployed.
A selection of recent closings. Real deals. Real investors. Real terms.
Fix & FlipFeb 2026
$231,000
Philadelphia, PA · Single-family rehab
- LTV
- 90%
- Rate
- 9.49%
- Term
- 12 mo
DSCR PortfolioJan 2026
$306,730
Sarasota, FL · Cash-out refinance
- LTV
- 75%
- Rate
- 6.73%
- Term
- 30 yr
BridgeFeb 2026
$2,100,000
Orlando, FL · Mixed-use acquisition
- LTV
- 70%
- Rate
- 9.75%
- Term
- 12 mo
Ground UpJan 2026
$1,800,000
Sarasota, FL · New build spec
- LTC
- 80%
- Rate
- 10.25%
- Term
- 18 mo
Fix & FlipMar 2026
$485,000
Tampa, FL · 3/2 single-family
- LTV
- 88%
- Rate
- 9.25%
- Term
- 12 mo
DSCR PortfolioMar 2026
$1,245,000
Miami, FL · 4-property rental bundle
- LTV
- 75%
- Rate
- 6.58%
- Term
- 30 yr
Representative transactions. Terms vary by deal.
Verified reviews
Verified reviews from Google
As a newer investor I was nervous about hard money lenders. The team made everything clear and straightforward, walked me through purchase and rehab financing, and funded 85% of total project cost. Closed in six days with zero surprises at the table.
They closed our fix and flip in seven business days after another lender dropped the deal. No tax returns, no income docs — the focus stayed on the asset. Funds hit on time and we kept the property under contract.
My loan was complex and several lenders couldn't structure the deal. This team actually listened, took the time to understand the situation, and worked hard to find a solution that closed.
Get in touch
Send us the deal. We'll send terms.
Real answers from a real lender.
Term sheet, same business day.
Indicative terms turn around same-day — not whenever we get to it.
No tax returns. No W2s.
We underwrite the asset and your track record, not your personal filings.
Close in days, not weeks.
Once you accept terms, we move at the pace of your closing attorney — not ours.
Chat with a senior loan officer.
Tap the chat bubble in the bottom-right corner to start a conversation. Tell us about the deal — we'll respond with indicative terms the same business day.
Investment properties only. All loans subject to underwriting.
FAQ